One of the people she had covered in a policy was her cousin Witness Madala Homu. She was covering funeral policy payments for Homu, who was found dead on April 1, 2012.
Williams asked her about the documents she completed to claim for Homu’s death. In the documents, Ndlovu had allegedly identified Homu as her spouse.
“You admitted the documents had your handwriting,” said Williams.
“Yes, it is my handwriting,” Ndlovu confirmed.
She said when she took out the policy, she did so telephonically and only completed forms when she was claiming for Homu’s death.
“When you submit a claim, they send you documents to fill out. They asked me how I was related to the deceased. I told them he was my cousin but they said according to their records, it was written ‘spouse’. They told me to write spouse.”
“You are a police officer. At the bottom of the form, there is a declaration that the contents of the form are true and correct. Why did you lie on a document you signed?” asked Williams.
“I did not do it,” Ndlovu answered.
The court heard Ndlovu had taken another policy for Homu and had again registered herself as a spouse and not cousin. When confronted with this, Ndlovu said: “Maybe it was their mistake. They wrote spouse. I did not.”
Ndlovu said she had received R131,000 from insurance policies she had taken out for Homu. Asked what she did with the money, Ndlovu said she bought food for Homu’s funeral and gave his mother R15,000.
Williams, however, told Ndlovu that in her bail affidavit she had said she did not give Homu’s mother the money because the family did not involve her in the rituals on the morning of the funeral. They also did not allow her to go to the funeral.
According to the state, Ndlovu claimed in her affidavit that Homu’s mother demanded policy payouts in respect of Homu.
“I did not write the affidavit myself. The lawyer who represented me did,” Ndlovu responded.
She said she gave Homu’s mother R15,000 two weeks after the funeral.
The trial continues.